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Today's Rates

Dividend Rates

Enjoy rates as high as...

0.200%  APY*

Savings

0.100%  APY*

Checking

1.000%  APY*

Certificates

View all dividend rates ≥


Loan Rates

Enjoy rates as low as...

6.50%  APR**

Personal

2.25%  APR**

New Auto

3.99%  APR***

HELOC

View all loan rates ≥


*APY = Annual Percentage Yield

**APR = Annual Percentage Rate.
Full Disclosure ≥

***APR = Annual Percentage Rate. This is a variable rate is based on the monthly average of the six month Treasury Bill plus a margin.
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Unlike other financial institutions, Valley Isle Federal Credit Union is a not-for-profit cooperative. Established in 1940, our goal is to provide anyone who lives or works on the island of Maui with responsive
service, attractive rates and a wide range
of financial services.    Learn More ≥
   

Holiday Schedule

Monday, May 27

Closed, Memorial Day

Thursday, July 4

Closed, Independence Day

Monday, September 2

Closed, Labor Day

Monday, October 14

Closed, Columbus Day

Full Holiday Schedule ≥

  

News and Announcements

Mahalo Nala!

While we’re just poking fun about the date when Nala began his career at HC&S FCU on this ancient scroll, it truly has been a long tenure for a special person.

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Protect Yourself Against ID Theft

If you have ever had your wallet go missing, you know the sense of stomach-turning panic that ensues. But there’s an even more insidious danger to your well-being: Identity theft.

Full Story ≥