Current Rates
Loan Rates
Type |
Term |
APR** |
|---|---|---|
Personal Loans |
1 – 5 years |
9.25% – 14.50% |
| 6 years |
9.50% – 14.50% |
|
up to 7 years |
9.75% – 15.00% |
|
New Auto Loans |
36 – 48 months |
4.75% – 12.00% |
60 months |
4.75% – 12.00% |
|
72 months |
5.75% – 9.00%†† |
|
84 months |
6.75% – 8.00% |
|
Used Auto Loans† |
36 months |
4.75% – 13.00% |
48 months |
4.75% – 13.00% |
|
60 months |
4.75% – 13.00% |
|
Home Equity Loans |
N/A |
5.25%* |
Rates Effective November 1, 2007
Note: For rates and margins shown as ranges, the Annual Percentage Rate (APR) and margin, if applicable, you receive will be within the range disclosed above and is based on your credit worthiness. Please ask us for the initial rate that you qualify for.
* This is a special rate which will be in effect until 6/30/08, after which the rate will return to normal rate based on the appropriate index as disclosed in the loan documents.
** APR = Annual Percentage Rate. Rates and terms subject to change. For any inquires,please call the credit union.
† 100% of the Kelly Blue Book retail value.
†† Some restrictions apply.
Type |
Dividend Rate |
APY* |
|---|---|---|
Checking – Share Draft |
0.50% |
0.50% |
Share Savings |
1.242% |
1.25% |
Christmas Savings |
1.244% |
1.25% |
Term Share Certificates |
||
6 Month |
3.20% |
3.25% |
12 Months |
3.44% |
3.50% |
24 Months |
3.445% |
3.50% |
* APY = Annual Percentage Yield. Rates and terms are subject to change.
