Get Funded Fast, With Less Hassle
Whether you're buying your first delivery van, upgrading equipment, or need working capital to get through a slow month, Valley Isle Community FCU's FastTrack Business Loan Program is built to get you an answer — and your money — quickly, with competitive rates and real people, right here on Maui.
Find the Right Loan for Your Business
Auto Loan
Up to $150,000
Buy or refinance the truck, van, or vehicle your business runs on.
Equipment Loan
Up to $150,000
Upgrade your POS system, kitchen equipment, tools, or machinery.
Line of Credit
Up to $50,000
Smooth out slow months or cover unexpected cash-flow gaps.
Term Loan
Up to $150,000
Fund a launch, stock inventory, or open a second location.
Loan amounts shown reflect FastTrack Program limits. Need more? See our SBA Loan Program below.
Why FastTrack?
FastTrack is our streamlined path to business funding — a simplified application, faster decisions, and none of the paperwork pile-up that slows down a typical loan. For most Maui small businesses, it's the quickest way from application to approval.
Don't Qualify for FastTrack? We Have a Backup Plan.
If your business needs a larger loan amount, a longer track record, or terms that fall outside FastTrack's criteria, we also offer SBA-backed business loans. SBA-backed simply means your loan is partially guaranteed by the federal government — which typically means better rates and terms for you, even when the request doesn't fit a fast, standard approval. It takes a bit more documentation than FastTrack, but we handle the paperwork with you, not to you.
Learn more about SBA Loan Programs →
Talk to a Real Person First
Valley Isle Community FCU is taking care of business. Yours. On Maui, business is personal; and so is your banker. Work with someone who understands our community and is invested in your success.
Maile Kekona, Small Business Manager
maile@vicfcu.org | 808-872-3137