Protect Your Loan. Protect Your Family.
Credit Life & Credit Disability Insurance
At Valley Isle Community Federal Credit Union, we believe financial protection is part of financial wellness.
Life can change quickly. An unexpected illness, injury, or loss can make it difficult to keep up with loan payments. Credit Life and Credit Disability Insurance are designed to help reduce that burden during covered events — so your loved ones can focus on what matters most.
How Coverage Can Help
- Credit Disability Insurance may make your loan payments if you become disabled due to a covered condition.
- Credit Life Insurance may pay off your remaining loan balance in the event of your death.
These coverages are optional, but they can provide valuable peace of mind knowing your loan won’t become a hardship for your family.
If you’re applying for a loan or already have one with us, talk with our lending team about whether Credit Life or Credit Disability Insurance is right for you.
Filing a Claim
We understand that filing a claim often comes during a difficult time. Our goal is to make the process as simple and supportive as possible.
If you elected Credit Life or Credit Disability Insurance on your loan, you can begin your claim in one of the following ways:
- Call 800.621.6323 to speak with a claims specialist from TruStage who can assist you step by step
We are here to support you throughout the process.
* Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992.CDCL, DP-5980922.6-1125-1227 © TruStage