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When Life Happens on Maui, We're Here for You

From unexpected car repairs on the Hana Highway to back-to-school shopping or a surprise bill, life doesn't always wait for payday. As your local Maui credit union, Valley Isle Community FCU built the Temporary Relief Loan to help our members get through it — fast, fair, and without the stress of a credit check.

In less than 60 seconds, you could have money deposited right into your account, right when you need it most.

Why Members Choose the Temporary Relief Loan

  • Loans up to $2000
  • Repayment period up to 12 months
  • No credit check required — your credit history won't hold you back
  • Instant loan decision, with funds deposited in less than 60 seconds
  • Build or repair your credit with every on-time payment
  • $20 Non refundable application fee
  • A smart, member-friendly alternative to high-interest payday loans

Who Can Apply

  • Must be a Valley Isle Community FCU member for at least 12 months
  • Must be 18 years or older
  • Must have existing ACH or payroll deposit

Bank Local. Borrow Local.

As a not-for-profit, member-owned credit union serving Maui, we believe financial setbacks shouldn't come with predatory rates or long waits. The Temporary Relief Loan is designed to give our members a faster, fairer path forward — and to help you build the credit history you need for whatever comes next, whether that's a new car, a home, or peace of mind.

How to Apply

Applying for a Temporary Relief Loan is quick and easy — do it anytime, anywhere, right from your phone or computer 

  1. Step 1 — Click Apply Now 
  2. Step 2 — Type in Member Number and Zip Code
  3. Step 3 — Choose Temporary Relief Loan 
  4. Step 4 — Submit application and get your instant decision

Apply Now