Support When You Need It Most
A flat tire on the Pali, back-to-school shopping for the keiki, or an unexpected bill — the cost of living on Maui doesn't always wait for payday. The Temporary Relief Loan provides up to $2,000, deposited to your account in under 60 seconds, with no credit check required.
A Smarter Alternative to Payday Loans
Payday loans often carry triple-digit interest rates and rollover fees that compound quickly — an added burden when the cost of living here is already high. As a not-for-profit, member-owned credit union based on Maui, our goal is to help members recover from a financial setback, not add to it.
- No credit check. Your credit history will not affect your eligibility.
- Instant decision. Receive an answer as soon as you apply.
- Builds your credit. On-time payments are reported and can strengthen your credit history.
- One flat $20 fee. Transparent pricing, with no hidden costs.
How Does This Affect My Credit?
Positively, in most cases. We report your payment history to the credit bureaus, so making on-time payments can help build the credit history you'll need for future financial goals — while also resolving your immediate need.
Who Can Apply
- VICFCU member for at least 12 months
- 18 or older
- Active ACH or payroll deposit
How to Apply
As your local credit union, we're here to support you through whatever Maui life brings your way.
Membership required. All loans subject to approval. Terms and conditions apply. Contact Valley Isle Community FCU for full details.