KO Rewards Accounts
Rewarding Everyday Banking with More Value
A KO Rewards Checking account, paired with a KO Rewards Savings account, gives members premium account benefits including automatic "round-up" to savings with every purchase, plus additional features that help build stronger habits over time.
This account package supports members who actively use their debit card, maintain qualifying account activity, and prefer the ease of e-Statements. In return, KO Rewards offers practical benefits that reduce costs, reward responsible account use, and help everyday spending contribute to long-term savings.
KO Account Features & Benefits
Free Online & Mobile Banking
Access your accounts anytime, transfer funds, and stay connected wherever you are.
Complimentary Checkbook
Receive checks at no added cost using our standard VICFCU design.
Two Free Teller Checks
Fee waived on two teller checks — helpful for occasional larger or certified-style payments.
25% Off a Safe Deposit Box
Added value for members who want secure storage for important items.
Round-Up Transfer
Purchases are rounded up automatically, with the difference transferred into savings.
Premium Dividend Rate
Earn more on qualifying KO Rewards Checking balances.
ATM Fee Rebates up to $25
Get reimbursed for eligible nationwide ATM fees, up to $25 each month.
KO Rewards Checking
KO Rewards Checking is the primary account in the KO Rewards package and is built for active, everyday use. Members who meet the monthly qualifications benefit from a higher dividend rate while also gaining access to account perks that add convenience and reduce routine banking costs.
Member Benefit
Higher Dividend Rate
Rewarding members who keep their account active and engaged.
Requirements & Qualifications
To open a KO Rewards account package and qualify for monthly rewards, members must meet the following requirements:
Open a KO Rewards account to enjoy added benefits, stronger earning potential, and a built-in savings connection that helps everyday banking go further.