KO Rewards Accounts
Rewarding Everyday Banking with More Value
A KO Rewards Checking account, paired with a KO Rewards Savings account, members can enjoy premium account benefits including automatic "round-up" to savings with every purchase, and additional features that help build stronger habits over time.
This account package supports members who actively use their debit card, maintain qualifying account activity, and prefer the ease of e-Statements. In return, KO Rewards offers practical benefits that reduce costs, reward responsible account use, and help everyday spending contribute to long-term savings.
KO Account Features & Benefits
- Free online banking and mobile banking – Access your accounts anytime, transfer funds, and stay connected wherever you are.
- Complimentary checkbook with VICFCU check design – Receive checks at no added cost using our standard VICFCU design.
- Fee waived for two teller checks – Helpful for occasional larger or certified-style payments.
- 25% discount on a safe deposit box – Added value for members who want secure storage for important items.
- Round up transfer – Purchases can be rounded up automatically, with the difference transferred into savings.
- Premium dividend rate on KO Rewards Checking – Earn more on qualifying checking balances.
- Nationwide ATM fee rebates up to $25.00 – Receive reimbursement for eligible ATM fees, up to $25 each month.
KO Rewards Checking
KO Rewards Checking is the primary account in the KO Rewards package and is built for active, everyday use. Members who meet the monthly qualifications benefit from a higher dividend rate while also gaining access to account perks that add convenience and reduce routine banking costs.
- Higher dividend rate – Rewarding members who keep their account active and engaged.
Requirements & Qualifications
To open a KO Rewards account package and qualify for monthly rewards, members must meet the following requirements:
- Valid ID
- Social Security Card
- $5.00 checking and $5.00 savings opening deposit
- Make ten (10) signature-based debit card purchases
- Have a minimum of two (2) of the following through the KO Rewards Checking account:
Direct Deposit
ACH Credit
ACH Debit - Be enrolled in e-Statements
Open a KO Rewards account package to enjoy added benefits, stronger earning potential, and a built-in savings connection that helps everyday banking go further.